Welcome to Travel Insurance by dhig GmbH

We offer tailor-made insurance solutions for internationally mobile individuals and groups. Our coverage knows no boundaries – it's available to all, regardless of nationality, location or occupation. Travel with confidence.

Explore our plans

When things don't go as planned

Medical benefits

Our travel insurance plans offer extensive medical coverage, including emergency medical and dental treatment and medical evacuation.

Non-medical benefits

We realize how unpredictable travel can be. Our comprehensive plans include coverage for lost or damaged belongings, trip cancellation and other unforeseeable events.

Schedule of Benefits

Standardup to 500,000 EUR

Medical Expenses

Hospital Room & Board Paid in full

Persons over 70 years old100,000 EUR

Treatment of body injuries from sports/motorized vehicles100,000 EUR

Emergency Treatment of Pre-Existing Medical Condition30,000 EUR

Intensive Care/Cardiac Care Unit Paid in full

Hospital or Day Surgery Miscellaneous Expense Paid in full

Surgeon (In or Outpatient) Paid in full

Anesthesia Paid in full

Diagnostic X-Ray and Lab Paid in full

Ambulance Paid in full

Inpatient or Outpatient Consultation Paid in full

Prescription Drugs Paid in full

Emergency Dental Coverage Paid in full

Palliative Dental250 EUR

Medical Transportation Benefits

Emergency Medical Evacuation and Repatriation Paid in full

Repatriation or Burial locally25,000 EUR

Emergency Medical Reunion5,000 EUR

Continuation (Return to Host Country)5,000 EUR

Compassionate Repatriation5,000 EUR

Non-Medical Benefits

Trip Delay by 12 hours or more2,000 EUR

Accommodations—

Hospitalization Daily Allowance—

from the third day of Hospitalization

Missed Connection1,000 EUR

Loss of Luggage2,000 EUR

Luggage Delay—

Up to 300 max

Lost or Stolen Passport100 EUR

Third Party Liability500,000 EUR

Legal Expenses10,000 EUR

Accidental Death and Dismemberment25,000 EUR

Trip Cancellation / Interruption5,000 EUR

Coronavirus SARS CoV2 (COVID-19)

This insurance covers: medical evacuation related to COVID-19; PCR virus detecting test for COVID-19 if prescribed by the Doctor in case of confirmed symptoms; treatment of COVID-19 infection, including Hospitalization, medication, and local transportation costs; and any resulting complications. Exclusions: rapid antibody testing; tests undergone by the Insured Person in order to meet the requirements of the authorities applicable to people entering a country from another country; tests undergone by the Insured Person without Doctor's prescription.

COVID-19 Tests and Treatment100,000 EUR

Paid in full means that relevant expenses shall be paid or reimbursed within the individual Sum Insured, under conditions that such expenses are Usual, Customary and Reasonable, and relevant Treatment is Medically Necessary.

The amounts below mean limits of possible reimbursement of actual costs paid / expenses incurred under relevant items, under condition that such costs/expenses are Usual, Customary and Reasonable, and relevant Treatment is Medically Necessary.

Explanation of definitions used in this Schedule of Benefits is provided in the International Travel Insurance Rules.